**Responsibilities**:- Responsible for the financial analysis, risk assessment and credit structure recommendation for cash flow lending products.- Complete in depth analysis of financial data and other information provided by the client and/or banker in the field- Oversee deal approvals including timing of approvals and turnaround in collaboration with Independent Risk and business partners- Supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor/ industry risks and trends for senior management and/or the Senior Credit Officer- Monitor an assigned credit portfolio and complete periodic reviews; maintain a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics- Execute early warning procedures to promote preventative action where appropriate- Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions in consultation with Independent Risk and senior business leaders- Assist in the development of appropriate credit guidelines around proposed cash flow lending appetite in consultation with Independent Risk- Assists revenue growth and contains credit losses, while managing risk within credit policy.- Manage underwriting process for an increase credit request to an existing portfolio client.- Pro-actively reach out to line partners, creating a shared learning environment between remote location and front office.**Qualifications**:- 10+ years credit experience required- Proven track record of successfully managing leveraged finance portfolios in the commercial lending space- Excellent communication and diplomacy skills required in order to negotiate internally, often at a senior level and occasionally with external customers- Thorough credit and analytical skills, knowledge of credit products- Effective verbal and written communication skills- Ability to train, recruit, and mentor teams of professionals; Bold in approach to approve sound credit and highly collaborative work style**Education**:- Bachelor's/University degree, Master's degree preferredThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.- Inglés avanzado.- Deseable SCO- ** Mandatorio C1**Job Family Group**:Risk Management- **Job Family**:Credit Decisions- **Time Type**:Full time- Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.View the **EEO Policy Statement**.View the **Pay Transparency Posting
