Lending Transactor Sr Group Manager Mexico

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**Responsibilities**:- Works with the Regional product head to execute the product business strategy and deliver annual budgets and targets- Revenue generator in own right, also lead team of Transactors providing oversight, mentoring, coaching and supports them in origination and transaction structuring as needed.- The Lending Transactor is an experienced lending product specialist and Credit Officer within the Investment Finance business, with direct client coverage responsibility.
The Lending Transactor is required to have strong structuring skills, origination/marketing capabilities and sound credit judgment and has the responsibility to work with Private Bankers for completing the due diligence, underwriting, obtaining approval and reviewing/closing documentation for new Facilities to clients.- Marketing and sale of the full Product range, including client calling and account planning in partnership with Private Bankers- Understand and anticipate clients' needs, following up with effective products and financial solutions- Maximize revenue generation whilst achieving at least minimum return targets ensuring responsible lending growth- Serve as member in relevant product governance forum and attend regional governance meetings as appropriate- Responsible for appropriate transaction structuring and execution (within product programs) with appropriate risk and return characteristics, ensuring appropriate Credit Policy and Risk Acceptance standard compliance- Define, coordinate and oversee the analytical activities of the deal team- Define and negotiate the transaction and credit framework (including covenant definition)- Oversee preparation of credit and capital allocation Memos (as applicable)- Oversee the Credit Approval write up, for both new deals and annual reviews- Negotiation, obtaining and closing of credit documentation, ensuring compliance with all Citi and external policies and coordinating with external counsel and Risk Management, as required- Responsible for the early problem recognition process and must propose, when deemed appropriate, credit classification and appropriate risk rating on specific transactions/ relationships- This is a demanding role for which a strong mix of credit and process skills is crucial.
It requires an ability to influence stakeholders, including clients, seniors of the bank, Risk, auditors or other areas of the Bank, to deliver against budget and to ensure processes meet the Bank's highest standards